Starting October 3, 2015, the new Consumer Financial Protection Bureau (CFPB) Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth-in-Lending Act (Regulation Z) will be used for residential real estate transactions. These changes are commonly referred to as TRID for Truth-In-Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) Integrated Disclosures. The form used at the end of the transaction is called the Closing Disclosure. In anticipation of the monumental changes of the new rules and new forms, the FNTG Family of companies (Fidelity National Title, Chicago Title, Ticor Title, Lawyers Title, Commonwealth, Alamo Title, etc.) require our Third Party Notaries be aware of this information.
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